Sources Policy

How we select, verify, and prioritize official Medicare Savings Program data.

Our sources policy explains our strict source-first approach to researching Medicare Savings Programs, income limit updates, and state Medicaid guidance.

Important: Our content is educational and independent. Final eligibility, application steps, income limits, deadlines, and benefit decisions should always be confirmed through Medicare.gov, Medicaid.gov, CMS.gov, SSA.gov, or your official state Medicaid office.

Source Tiers

Our strict four-tier research hierarchy.

We classify information into strict priority levels to ensure guidance remains grounded in facts.

Editorial rule: If an unofficial source conflicts with an official source, we prioritize the official source.

01.

Primary official sources

We prioritize Medicare.gov, CMS.gov, Medicaid.gov, SSA.gov, and official state Medicaid agency websites for program explanations, application direction, and government-published resources.

02.

State-specific sources

For state pages, we look for official state Medicaid offices, state benefits portals, state eligibility pages, and official contact or application pages whenever available.

03.

Secondary explanatory sources

When useful, we may review nonprofit, legal aid, SHIP, or benefits counseling resources, but these are used carefully and do not replace official federal or state sources.

04.

Sources we avoid relying on

We avoid using random forums, copied competitor pages, unsupported social media posts, lead-generation claims, or promotional pages as the main basis for Medicare Savings Program guidance.

What We Rely On

Sources we trust as authoritative.

  • Official federal web portals (.gov domains)
  • Published CMS policy manuals and circulars
  • State Medicaid agency application handbooks
  • Social Security Administration official notices
  • State-approved SHIP benefits counseling manuals
  • Direct written guidance from state health departments
What We Avoid

Sources and claims we do not trust blindly.

  • Unofficial pages claiming instant approval or guaranteed eligibility
  • Lead-generation pages pretending to be official application portals
  • Forum answers that do not link to official sources
  • Outdated pages that no longer match official government information
  • Competitor content copied without verification
  • Any source asking readers to send sensitive documents unnecessarily
Accountability

Help us maintain strict source accuracy.

If you spot a broken government link, an outdated income threshold, or an uncredited statistic, please let us know.